Sometimes people trust their insurance companies a little bit too much and fail to realize that they are trying to turn as big of a profit as possible. The only ways to boost profits are to increase income or reduce expenses, so many insurance companies will try to cut costs. Since their primary costs are payouts, they will sometimes breach customers’ policies and treat them unfairly simply to save their own bottom line. If you feel that you are the victim of this type of action, you need legal assistance to ensure that you get what is fairly yours. Our bad faith insurance claim attorneys have successfully fought to recover compensation for many people in this area, and they can do the same for you.
If you have been given an insufficient return on your Return of Premium life insurance policy, we can review the facts at hand and see if any wrongdoing took place. A Return of Premium policy is a zero-cost life insurance that gives a full refund to customers who outlive the duration of the policy. Sometimes insurance companies will make insufficient refunds, and if this is something that you are dealing with, you may need to go to court to get what you deserve. We will do our best to find a way to settle outside of court, but we aren’t afraid to take it all the way if that’s what needs to happen. If you have been paid less than you are owed by your insurance company, we’ll take your side and fight as aggressively as you are to get your refund in full.
In addition, some people are overcharged for their monthly or annual premiums and then do not get the full refund back. If your insurance company overcharged you, it is their responsibility to give you a full refund. Do not accept anything less. If they try to get away with not paying you back, we can find someone on our team of lawyers to defend you and fight for your rightful refund. Don’t let insurance companies get away with insufficient refunds!